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Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208- 461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. AVAILABLE FUNDS FLEXIBILITY OF SPENDING HEALTH AND LONGEVITY WHAT IS THE KEY TO A SUCCESSFUL RETIREMENT Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. WITHOUT PLANNING AHEAD. THE KEY TO SUCCESSFUL RETIREMENT IS HAVING THE FUNDS YOU NEED WHEN YOU NEED THEM. IN OUR VIEW Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. 2 KEY ELEMENTS OF OUR FINANCIAL LIFE Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. MOST PEOPLE WHO PERISH DO SO AFTER ASCENDING TO THE TOP THE DESCENT IS THE HARD PART 80 percent of climbing accidents occur on the descent it is this second half of the journey that presents the greatest riskand requires the most planning. FDP Wealth Management Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. RETIREMENT IS A FINANCIAL DESCENT HOW WILL I PAY FOR EMERGENCIES HOW MUCH CAN I SPEND HOW LONG WILL MY MONEY LAST Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. Conventional Wisdom ECONOMISTS TODAY BELIEVE THAT A 3.5 TO 4 WITHDRAWAL RATE WILL GUARANTEE INCOME FOR LIFE The probability that a 4 withdrawal rate will work in the future is much lower he says. His new safe starting point a 3 drawdown. That means that if youve saved 1 million youre living on 30000 a year before Social Security and any other sources of income you might have not 40000. time.commoney by Donna Rosato and Penelope Wang Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. MATH IS THE REASON Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. SP 500 RETURN 41 45 Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. BUY HIGH SELL LOW NET EQUITY MUTUAL FUND FLOWS SP 500 RETURN 41 45 NET MUTUAL FUND FLOWS 2 GRAPHS ARE BETTER THAN 1 RETIREMENT PORTFOLIOS WITHOUT EQUITY EXPOSURE ARE MORE LIKELY TO FAIL STOCK MARKET GAINS ARE CRITICAL Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. SOWHAT DOES 4 LOOK LIKE ANYWAY 250000 500000 750000 1000000 10000 20000 30000 40000 Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. WE BELIEVE IN A BUCKET APPROACH SO THE QUESTION IS WHAT IS THE CORRECT BALANCE Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. BUCKETS OF MONEY SECURE MONEY BUCKET GUARANTEED INCOME BUCKET LIQUID BUCKET Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. PRINCIPLE GUARANTEED INTEREST RATE TYPE RETURNS NO LOSS REGARDLESS OF STOCK MARKET PERFORMANCE 10 AVAILABLE EVERY YEAR. TYPICALLY THIS IS AN INDEXED OR FIXED ANNUITY. SECURE MONEY BUCKET Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. GUARANTEED INCOME BUCKET MONEY INVESTED HERE WILL PROVIDE A GUARANTEED INCOME STREAM FOR LIFE NOW OR AT SOME POINT IN THE FUTURE CAN ALSO INCLUDE PENSIONS AND GOVERNMENT PROGRAMS. Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. LIQUID BUCKET Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. SEVERAL INVESTMENT OPTIONS CONSERVATIVE TO AGGRESSIVE BUT IT IS ALWAYS AVAILABLE. MAY BE SUBJECT TO MARKET RISK INCOME FOCUSED. BALANCE OF SECURE MONEYGUARANTEED INCOME LIQUIDITY. THIS ALLOWS FOR POTENTIALLY HIGHER SPENDING AND LESS FEAR OF RUNNING OUT OF MONEY. WHAT IS THE RIGHT COMBINATION FOR YOU Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. FINDING THE RIGHT BALANCE IS IMPORTANT OTHERWISE IT CAN FALL APART MAYBE YOUR BALANCE EVEN INCLUDES A 4TH BUCKET Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. WEALTH PROTECTION OF ASSETS Registered Representative of and securities offered through OneAmerica Securities Inc. Member FINRA SIPC 16132 N High Desert St. Suite Nampa ID 83687 208-461-6800. Insurance Representative of American United Life Insurance Company AUL and other insurance companies. Allegis Financial Partners is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer. LONG TERM CARE LIFE INSURANCE ETC. A PLAN FOR AN EFFECTIVE AND EFFICIENT TRANSFER OF ASSETS.