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ADDRESSING THE MYTHS OF LONG-TERM CARE

When it comes to LTC protection, it’s time to know the myths, master the facts, and have the conversation. Retirement readiness risks come in all shapes and sizes, and few loom larger than the potential cost of long-term care (LTC). Most financial professionals understand the magnitude of this risk; however, preparing clients to address LTC […]

NEW RESEARCH SHOWS ALL LTC PROTECTION IS NOT CREATED EQUAL

Asset-based long-term care stands out as leading option for consumers due to premium and benefit guarantees A recent concept report based on research by Wade Pfau, Ph.D., CFA, and Michael Finke, Ph.D., CFP® illustrates the impact of various types of long-term care (LTC) protection on retirement income. The concept report, ‘Planning for Every Possibility,’ compares […]

SURVEY: MAJORITY OF AMERICANS BELIEVE HEALTH INSURANCE OR MEDICARE WILL PAY FOR LONG-TERM CARE

Results show need for more education More than half of Americans – 55 percent – mistakenly believe health insurance or Medicare will pay for assistance with daily living due to illness or injury for an extended period of time. A recent survey [1] conducted online by Harris Poll on behalf of OneAmerica® asked adults how […]